Capital gains are the profits you earn when you sell a capital asset such as stocks, bonds, real estate, or collectibles for more than its original purchase price. The difference between the selling price and your cost basis (the original purchase price plus applicable costs like broker fees or improvements) is considered the gain. Capital…
By Harrison Page, Director of Alternative Investments, Certuity In recent years, private credit has become a cornerstone of private wealth portfolios. In a period marked by public market volatility and high interest rates, private credit has offered a rare combination of attractive yields, relatively low default rates, and perceived insulation from equity market swings. Fund…
As 2025 moves into its final quarter, financial advisors have a unique opportunity to help clients assess their progress and refocus on their most important objectives. One powerful framework for guiding these conversations is SMART goal setting; a proven method that outlines financial goals that are clear, actionable, and achievable before year’s end. In this…
Private equity (PE) has become a cornerstone of alternative investments, offering sophisticated investors access to distinctive opportunities that can transform portfolios and drive long-term growth. This article provides an in-depth look at private equity: its definition, how it works, and why it plays a critical role in a diversified investment strategy, especially in the context…
Wealth preservation across generations is a timeless concern among affluent families. While trusts, estate planning, and tax optimization often take center stage in wealth transfer discussions, one of the most crucial and sometimes overlooked factors is financial literacy among heirs. Without equipping the next generation with the skills, mindset, and sense of responsibility to manage…
Divorces involving high-net-worth individuals require a nuanced understanding of complex financial structures and strategic planning to safeguard interests. The stakes are high because significant wealth, business interests, and diverse asset types often make these separations more intricate than standard divorces. In these situations, effective preparation and expert guidance can make a major difference in both…
Emerging markets have been at the forefront of global financial headlines through the summer of 2025, experiencing dramatic ups and downs. As global investors search for growth and diversification beyond developed economies, the landscape of “winners and losers” is evolving rapidly. Below is an in-depth look at the state of emerging markets (EM), the key…
As the financial world turns its attention to August 2025, several economic events stand out for their potential to move markets and shape global monetary policy. Here’s what investors, analysts, and business leaders should keep a close eye on: 1. U.S. CPI Report: Inflation in the Spotlight The Consumer Price Index (CPI) continues to be…
Economic analysts, market participants, and homeowners are all watching the August 2025 inflation data with intense anticipation. With the Federal Reserve signaling a “data-dependent” approach to interest rate policy, August could prove pivotal for the next stage in the Fed’s fight against inflation and the future path of borrowing costs across the economy. Fresh Inflation…
US stocks have soared to new heights in August 2025, captivating investors and headline writers alike. After a volatile start to the year, the stock market’s remarkable run has prompted many to ask: What’s driving these recent record gains? Let’s explore the key factors fueling this impressive rally and what it means for investors moving…