NOTICE: Certain references to past, current, estimated, or targeted yields and investment performance data for investment vehicles, indices, strategies, market segments, and other investments or products not managed by Certuity are taken from materials and sources we believe to be fair and accurate. No warranty, expressed or implied, is made as to the accuracy, reliability or completeness of such performance information by Certuity. There can be no assurance that any reference to potential future distributions, income or yield will be made to clients and prospects. Past performance is not indicative of future results. Inherent in any investment is the possibility of loss, and recipients are encouraged to evaluate and confirm the accuracy of any figures referenced independently. E-mail and internet communications are not necessarily confidential and may not be received reliably or timely. Therefore, do not send orders to buy or sell securities and other instructions related to your accounts via e-mail. Please deliver crucial or sensitive messages by a more secure means.

Electronic communications (e.g., email, web conferencing, screen sharing, file exchanges), whether in the form of audio, video or text, and any attachments thereto (each, an “e-communication”), are intended solely for the use of the intended recipient(s) and may contain information that is privileged, confidential, proprietary or otherwise protected by work product immunity or other legal rules. No confidentiality or privilege is waived or lost by any errors in transmitting or receiving an e-communication. If you receive an e-communication but are not an intended recipient, please notify Sender, and then please delete and destroy all copies of the e-communication, and be advised that any review or dissemination of, or the taking of any action in reliance on, the information contained in the e-communication is prohibited. E-communications are not intended for distribution to, or use by, any person or entity in any location where such distribution or use would be contrary to law or regulation, or which would subject Sender to any registration requirement within such location. The transmission and content of an e-communication cannot be guaranteed to be secure or free of errors or viruses. Therefore, Sender does not represent that any e-communication (or the information contained therein) is complete, accurate, uncorrupted, timely or free of viruses, and it should not be relied upon as such. Sender does not waive any intellectual property rights in any e-communication. For your protection, Sender recommends that you do not send any individual personal information via communication methods that are not secure, including via public e-communication channels, which are generally not secure and could be intercepted by a third party. If you are not comfortable with the risks associated with email and decide not to use unencrypted email to communicate with Sender, please notify Sender. Sender provides encrypted email services for certain products and services. Sender reserves the right to intercept, monitor, record, review and retain all e-communications, including audio, video and text, sent or transmitted to or from its systems as permitted by applicable law. Any e-communication that is conducted within or through Sender’s systems will be subject to being archived, monitored and produced to regulators and in litigation in accordance with Sender’s policy and local laws, rules and regulations.

Margin or Securities Backed Lines of Credit (SBLOCs) accounts can be very risky and they are not suitable for everyone. Before opening a margin or SBLOC account, you should fully understand that:

  • You can lose more money than you have invested;
  • You may have to deposit additional cash or securities in your account on short notice to cover market losses;
  • You may be forced to sell some or all of your securities when falling stock prices reduce the value of your securities; and
  • The brokerage firm may sell some or all of your securities without consulting you to pay off the loan it made to you.